Home Loan

The first home purchase is a very exciting but also a very stressful time. It is at this time that help and advice as well as ‘sweat’ will pay off. There are so many choices and so much uncertainty involved, the most important of which is how much can you afford to borrow? Then comes the choice of home loans and what type of loan is best for your needs. The home loan calculator is an essential tool for assessing how much you can borrow in Australia.

The home loan terms

The terms of a home loan in Australia can be many and varied. Your choices include:

  • Paying off the mortgage over a period of 25 years
  • Paying off the mortgage earlier
  • Making monthly repayments or fortnightly repayments

Home loan conditions

There are many options and choices that include:

  • Offset account to allow additional repayments
  • Fixed or variable interest rates

Home Loans in Australia can be repaid using fixed terms of 3,4 or 5 years and loan packages on the home loan can be flexible with part or the whole of the loan fixed or variable.

Mortgae Calculator Help

Use one of our free mortgage repayment calculators to calculate your home loan repayments or find out how much you can borrow.

Home Loan Refinance Help

If the worst happens, a lump sum is paid to your beneficiaries, assisting them in taking care of mortgage and other debts, find out home loan refinance help.

How much deposit help

A good place to start when purchasing property, find out how much you can borrow based on your income and expenses using home loan calculator.

Talk to a Mortgage Broker

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